Tailored advice for executives

Your compensation plan as a corporate executive represents both a wealth of opportunity and a web of complexity. With your focus on the business, you need a partner to help you make the most of your benefits and pursue your personal financial goals. As your trusted guide, we will help you make informed decisions regarding deferred compensation plans and restricted stock. We can also design a tax-efficient, stress-tested portfolio for you that is not overly weighted toward your own company’s securities – so you can focus on living your life and leading with confidence.

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Strategies to help you minimize the risks and complexities of concentrated equity.

Manage risk through a variety of customized strategies
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Generate cash from the position through alternatives to an outright sale
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Limit tax liabilities via equity exchange funds and unrealized appreciation
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Create cash flows by selling call options to receive immediate liquidity**
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Leave a legacy via charitable remainder trusts and gift annuities
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Milestones

First 100 days

As you settle into your role in the C-suite, we can help you:

  • Optimize benefits and compensation
  • Analyze vested assets and holding requirements for stock
  • Smooth out and minimize taxes, working with your tax professional

Changing jobs

When a new opportunity arises, we can help you:

  • Assess how it will impact your financial plan
  • Run hypothetical scenarios
  • Factor in cost of living and retirement goals

Moving into retirement

As you prepare to retire, we can help you:

  • Optimize deferred compensation
  • Create a tax-efficient retirement income plan
  • Deploy strategies to manage concentrated stock

Related Resources

If you own company stock in a retirement plan, you may be able to take advantage of the long-term capital gains tax rate rather than your ordinary income tax rate on this investment. Normally all earnings withdrawn from a retirement plan are taxed as ordinary income, at ordinary income tax rates. However, if you take an in-kind distribution of your employer's company stock from your retirement pla...
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Retirement
Recovering from a devastating investment loss takes both time and very often new contributions. Even a very large investment loss can be recouped if you are able to leave your money invested and begin adding new money. This calculator helps you determine what it might take to regroup, rebuild and regrow after such an investment loss.
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Savings & Investments

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*Diversification does not guarantee a profit nor protect against loss.
Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.

*Diversification does not guarantee a profit nor protect against loss.

** Selling a call option provides an upfront premium that increases current yield on the stock position. Investors receive immediate liquidity and are hedged to the extent of the premium received, but at a significant downside price risk, and forfeit upside appreciation above the call strike. Options involve unique risks, tax consequences and commission charges and are not suitable for all investors. When appropriate, options should comprise a modest portion of an investor's portfolio. Prior to making any options transactions, investors must receive a copy of the Options Disclosure Document which may be obtained from your financial advisor, from theocc.com/about/publications/character-risks.jsp or by contacting Raymond James at 880 Carillon Parkway, St. Petersburg, FL 33716. Supporting documentation for any claims (including any claims made on behalf of options programs or the options expertise of sales persons), comparison, recommendations, statistics, or other technical data, will be supplied upon request.

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Advisory services offered by World Investment Advisors, LLC. Securities offered by World Investments, Inc., member FINRA / SIPC. World Investment Advisors, LLC is affiliated through common ownership with World Investments, Inc.